LEGAL

Terms and Conditions

Last Updated: 26th August, 2025 These Terms of Service ("Terms") constitute a legally binding agreement between you ("Customer," "User," or "You") and Techvibes International Limited ("Company," "We," "Us," or "Our"), the owner and provider of Veritex Business Solution (VBS), regarding your access to and use of the VBS software and related services (the "Service"). By accessing, registering for, or using the Service, you agree to be bound by these Terms. If you do not agree, you must not access or use the Service.


1. Eligibility

By using the Service, you represent and warrant that you are at least eighteen (18) years of age, or the legal age of majority in your jurisdiction, and that you have the authority to enter into and bind yourself or the entity you represent to these Terms.

2. License Grant and Restrictions

(a) Subject to compliance with these Terms and payment of applicable fees, the Company grants you a limited, non-exclusive, non-transferable, revocable license to access and use the Service for your internal business operations only.
(b) You shall not, directly or indirectly:
• Copy, modify, translate, or create derivative works of the Service,
• Reverse engineer, decompile, disassemble, or attempt to discover the source code,
• Rent, lease, sell, sublicense, assign, or otherwise transfer rights in the Service,
• Use the Service in violation of applicable laws or regulations.

3. User Accounts

(a) You are responsible for maintaining the confidentiality of your account credentials and for all activities conducted under your account.
(b) You agree to promptly notify the Company of any unauthorized use or suspected breach of security. The Company shall not be liable for any loss or damage arising from your failure to comply with this obligation.

4. Subscription, Fees, and Payment

(a) Access to the Service requires payment of subscription fees as set forth in the applicable pricing schedule.
(b) All fees are due in advance and are non-refundable, except as required by applicable law.
(c) The Company reserves the right to suspend or terminate your access to the Service for failure to make timely payments.

5. Data Ownership and Privacy

(a) You retain ownership of all data, content, and materials that you upload or input into the Service ("Customer Data").
(b) You grant the Company a limited license to process, host, and store Customer Data solely for the purpose of providing the Service.
(c) The Company will implement reasonable administrative, technical, and physical safeguards to protect Customer Data.
(d) The handling of Customer Data is further governed by the Company’s Privacy Policy.

6. Service Availability and Support

(a) The Company shall use commercially reasonable efforts to ensure the availability of the Service.
(b) The Service may be temporarily unavailable due to maintenance, upgrades, or unforeseen technical issues.
(c) Technical support will be provided in accordance with the Company’s support policies in effect at the time.

7. Intellectual Property Rights

(a) All rights, titles, and interests in and to the Service, including all software, trademarks, and related documentation, are and shall remain the exclusive property of the Company.
(b) No rights are granted to you other than the limited license set forth in Section 2.

8. Termination

(a) You may terminate your account at any time by discontinuing use of the Service.
(b) The Company may suspend or terminate your access immediately upon notice if you breach these Terms, fail to pay fees, or engage in unlawful or fraudulent use of the Service.
(c) Upon termination, your right to access the Service shall cease, but you may request a copy of your Customer Data within thirty (30) days of termination. shall be governed by and construed in accordance with the laws of [Your Jurisdiction]. Any disputes arising out of or related to these terms

9. Disclaimer of Warranties

THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE." THE COMPANY EXPRESSLY DISCLAIMS ALL WARRANTIES, WHETHER EXPRESS, IMPLIED, STATUTORY, OR OTHERWISE, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. shall be governed by and construed in accordance with the laws of [Your Jurisdiction]. Any disputes arising out of or related to these terms

10. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, THE COMPANY SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR FOR ANY LOSS OF PROFITS, REVENUE, DATA, OR BUSINESS OPPORTUNITIES, ARISING OUT OF OR RELATED TO YOUR USE OF THE SERVICE, WHETHER BASED IN CONTRACT, TORT, OR OTHERWISE, EVEN IF THE COMPANY HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

11. Indemnification

You agree to indemnify, defend, and hold harmless the Company, its affiliates, directors, officers, employees, and agents from and against any claims, damages, liabilities, costs, or expenses (including reasonable attorneys’ fees) arising out of or related to:
• Your use of the Service,
• Your violation of these Terms, or
• Your violation of any applicable law or third-party rights.

12. Modifications to Terms

The Company reserves the right to amend or update these Terms at its sole discretion. Material changes will be communicated to you by reasonable means. Continued use of the Service following such changes constitutes acceptance of the revised Terms.

13. Governing Law and Jurisdiction

These Terms shall be governed by and construed in accordance with the laws of Nigeria. Any dispute arising out of or relating to these Terms shall be subject to the exclusive jurisdiction of the courts located in Abuja, Nigeria.

14. Entire Agreement

These Terms constitute the entire agreement between you and the Company concerning the Service and supersede all prior or contemporaneous agreements, communications, and understandings, whether written or oral.

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